Financial Terms Glossary

Loaded Cost


The total cost of employing a member of staff including the base salary cost. In addition to salary, other hire costs include Travel, IT, Healthcare, State Taxes, Insurance, Commission, Bonuses. In calculating the total loaded cost of a person, for investment appraisal, a good approximation is to double the salary cost.


People employed in business are expensive. For every $1 paid in base salary it costs another $1 in taxes and benefits to hire that person. When using the SHARK evaluators, loaded cost is important in investment appraisal. Estimates of total cost should therefore be 2x basic salary. Now you realise how expensive people are - investment proposals that save staff have just become twice as easy to justify than you originally thought.

What we do

At Shark Finesse we have created business case software to help you win budget and change the way you talk to customers about business value.
Find out how

We'd love to hear from you!

+44 (0)1256 338635
Grove House, Lutyens Close
Basingstoke, Hampshire
RG24 8AG, UK